Thoughts on money, from a Financial Planner in Perth
General discussion on the activities of a financial planner and their clients, as well as comment on broad industry trends and practices.
Is the world riskier? Here is a question received from a client recently. My second question is, I remember a time when things ticked along with the ASX rather smoothly, whilst I appreciate the recent volatility is something that we are not used to, I still don’t get the way the market moves at the … Read more
How should your mix of assets change as you approach retirement? Should that mix change at all? What can history tell us about such ideas?
Financial planning is in a difficult period at the moment, with many people questioning the value of advice given and the point of following long term plans.
Financial Planning for investment in Perth, Western Australia inevitably brings up the issue of residential property investment. Let’s consider the issues as they stand locally.
Financial Planning in Perth, Western Australia. Why should it be any different to that which is delivered anywhere else? Well, actually… it’s not. Financial planning is financial planning, is financial planning – and that means it is inherently biased. Maybe the title should be “WHY is all financial planning advice biased?” All financial advice is … Read more
Australian’s are currently faced with a range of difficult global factors that bring uncertainty and fear into visions of the future. How do you plan in times such as these? Firstly, by ignoring the vast bulk of the material presented as news and getting back to working out what makes you happy, what will make you happy in the future, and how much you are prepared to do to make these things happen.
When faced with the prospects of retirement, and in deciding on how to best live the non-working life, one of the more popular choices recently has been to opt for what has been termed a “Sea Change”. In the case of one of our clients, the phrase has taken on a new meaning – as in, … Read more
For most Australians, there isn’t even a question in this statement. Retate the question as “when to buy a home”, and you’re probably closer to the mark. Maybe even “how to buy a home”. It is borderline heresay to phrase it as “don’t buy a home if…”. If you don’t want to read my background … Read more
The sharemarket is a mystical place – we’ve touched on some of the areas in which it exhibits this trait before. However, today we are going to ponder the flights-of-fancy that come with reading charts on various sharemarket performances. Take my word for it, there is a reason that we are doing so at this … Read more
There are so many things to write about today. We could ponder the likelihood of Goldman Sachs issuing a “sell” on commodities while holding a massive shorting position – but conspiracy theories are so old-school, and just because they’ve done this sort of thing before, it doesn’t mean they would do it again, does it…? … Read more