Investment Market Turning Points
It is so easy to forget that investment markets change direction in a way that can only be identified in hindsight.
Financial Planning Perth
General discussion on the activities of a financial planner and their clients, as well as comment on broad industry trends and practices.
Beware Fixed Income
While not usually given to hype-driven headlines and catchy bylines, it seems to me that investors are currently being led by some errant media ramping of fixed income products – which is wrapped up in the guise of genuine commentary, research and financial opportunity. This is not a gloom and doom post, and not a … Read more
A little bit of perspective on money
There is a pointy-end of physics that studies the impact observations have on processes. One version is encompassed by the Heisenberg uncertainty principle. It is my thought that this principle should be applied to the world of money, as much as it is applied to quantum physics. Here’s why… It implies that it is impossible to simultaneously measure … Read more
Financial Planning commentary
Financial Planning is all about understanding money. There is a never ending stream of data being thrown at us all in this increasingly technologically-fed world but in many cases, all that extra data does is to add to the ‘noise’. Here at Michael’s Musings, a Perth planner will help you sort out the real information … Read more
2012 – At the crossroads
2012 is definitely lining up to be a watershed year, in which some of the global monetary tensions built up over the past 4 years finally work themselves out. The big question, of course, is exactly how these monetary pressures will resolve. Panic Buy or Panic Sell? In my role as a financial … Read more
Financial Planning Bias
It’s the new year, and financial planning as an industry is headed pretty much where previous posts have suggested. Happy New Year! Today, we are going to continue to investigate the ins and outs of bias as it stands in the financial planning industry in Australia. Pour a cup of your favourite brew and let’s get … Read more
2012 Financial Checklist
New Year resolutions come and go, with most consigned to the rubbish bin by mid-February. How are yours shaping up? If you haven’t made any this year, here’s a shopping list of small financial targets to get the creative juices going. 2012 Financial Checklist Start a budget Always a great place to start, yet it … Read more
A financial planner’s review of 2011
bedeep bedeep bedeep… in the latest news to hand… Global market players have left early to go on holidays, having universally agreed that the year of the Rabbit sucks, the market sucks, and that it makes sense to have a little rest before the Dragon enters the scene and provides enough lift to see above … Read more
Financial Planning – Insurance
Insurance is one of those areas that we all love to hate. So what are the facts? How does a financial planner deal with insurance issues? Facts on Life Insurance Here is a recently released video from Comminsure on the facts about insurance in Australia today. It focusses on life insurance but briefly covers areas … Read more
Is the world more volatile post the global crisis?
Is the world riskier? Here is a question received from a client recently. My second question is, I remember a time when things ticked along with the ASX rather smoothly, whilst I appreciate the recent volatility is something that we are not used to, I still don’t get the way the market moves at the … Read more