Thoughts on money, from a Financial Planner in Perth
General discussion on the activities of a financial planner and their clients, as well as comment on broad industry trends and practices.
Superannuation rules in Australia have undergone some fairly dramatic changes as of the 1st July 2017. With that threshold date now behind us, let’s consider what this new world looks like.. Superannuation is simple Yes, it truly is. Super for most people will be the least difficult, most rewarding and less stressful area of their … Read more
Share market crash? How to successfully predict 11 of the last 2 major sharemarket crashes. This musings will look at predictions for a share market crash. Are they realistic? How do we know a market is going to crash? If 10 people tell you to sell and 10 people tell you to buy – which are … Read more
Wondering where you planner is? We don’t blame you.. Looking for your Planner? The planners of Wealth & Security Planners and Streamline Financial Planning have been locked away in their bunker, updating systems and improving processes as we move to the Australian Financial Directions licence. Exciting changes are under way, and we’ve been getting the basics … Read more
‘Tis the season to be jolly! To help kick off the festive season revelry for 2016, here is a Christmas Card from the advisers and staff of Wealth & Security Planners and Streamline Financial Planning. It’s been a challenging year, so let’s all look forward to and plan for a better and brighter 2017!
Agricultural investment has traditionally been seen as volatile, cyclical, capital-intensive and offering low returns. Yet in recent years this perception has changed. Today, agricultural investment is seen as offering the potential for high growth and higher long term stability. Why is this so? Agricultural investment – the new black Rich-list billionaires have splurged on agricultural … Read more
Sharemarket cycles can be scary things. Most people know sharemarkets go up and down, and sometimes those moves can be savage. The nightly news will always highlight a large fall in market values, and news articles often highlight that “$x billion has been lost today” or some such wording. What is not so common however, is news … Read more
Should you worry about this “negative interest rates” business going on in world fixed income markets? A lot of professional managers are worried, so should we more average investing humans be worried as well?
Financial planner education standards have again made the news, so i thought i’d share a little insight into the world financial planners currently inhabit. Financial planner education is just one of many areas in which financial planning has evolved dramatically. Such improvements are not general knowledge in the broader community, so this post is really … Read more
Hands up all those who enjoy sitting down to update their finances and submit themselves to a new year financial health check? There aren’t a lot of you, are there?
OK. It’s time to stop avoiding this little financial task. Prepare yourself because I’m about to give you The-Just-Do-It Stare.
What’s the point of being prudent with money if you don’t take the time to reward yourself by actually spending some of that hard-earned cash? As a financial planner, i have seen heart-wrenching examples of people doing everything they can to master their financial position, only to see ill health, family circumstances or an early … Read more