Is the world more volatile post the global crisis?

What are the major market risks currently?

Is the world riskier? Here is a question received from a client recently.  My second question is, I remember a time when things ticked along with the ASX rather smoothly, whilst I appreciate the recent volatility is something that we are not used to, I still don’t get the way the market moves at the … Read more

All Financial Planning Advice Is Biased

Financial Planning in Perth, Western Australia. Why should it be any different to that which is delivered anywhere else? Well, actually… it’s not. Financial planning is financial planning, is financial planning – and that means it is inherently biased. Maybe the title should be “WHY is all financial planning advice biased?” All financial advice is … Read more

Financial Planning in Strange Times

Australian’s are currently faced with a range of difficult global factors that bring uncertainty and fear into visions of the future. How do you plan in times such as these? Firstly, by ignoring the vast bulk of the material presented as news and getting back to working out what makes you happy, what will make you happy in the future, and how much you are prepared to do to make these things happen.

Is it better to buy or to rent a home?

Is it better to buy or to rent a home?

For most Australians, there isn’t even a question in this statement. Retate the question as “when to buy a home”, and you’re probably closer to the mark. Maybe even “how to buy a home”. It is borderline heresay to phrase it as “don’t buy a home if…”. If you don’t want to read my background … Read more

How Do I Measure Risk?

What risks are you prepared to take

So, what risks ARE you prepared to take? Some people think it is fun to bungey-jump off a cliff or a bridge or a crane when they are travelling overseas, while others are not prepared to do this – whether it be from fear of heights, concern over the health effect on their eyes or … Read more

Is adviser bashing the new black?

One of my favourite stupid sayings goes something along the lines of “…. is the new black” (insert whatever is the trend of the moment. It is ridiculous because you cannot be “new” and considered a classic both at the same time). So i am actually being terribly clever on this lovely Friday, by using … Read more