Thoughts on money, from a Financial Planner in Perth
Hands up all those who enjoy sitting down to update their finances and submit themselves to a new year financial health check? There aren’t a lot of you, are there?
OK. It’s time to stop avoiding this little financial task. Prepare yourself because I’m about to give you The-Just-Do-It Stare.
What’s the point of being prudent with money if you don’t take the time to reward yourself by actually spending some of that hard-earned cash? As a financial planner, i have seen heart-wrenching examples of people doing everything they can to master their financial position, only to see ill health, family circumstances or an early … Read more
Higher investment returns – or lower? From a financial adviser’s point of view, discussion on investment returns can be a fun diversion from the day-to-day paperwork and calculations, so here’s my attempt at putting together a layman’s interpretation of some rather frivolous news headlines. Higher Investment Returns – ? or ! – ? In a … Read more
“Ask not what your country can do for you – ask what you can do for your country” – John F Kennedy’s powerful call for Americans to put aside self-interest, and strive to build a better nation. This is what I think the Federal Government has asked Australians to do when judging its 2016 Budget … Read more
It seems to me that commentary on oil prices has reached epic meme proportions, so it tickles my sense of cynical irony to put finger to keyboard with a post on oil prices. My primary motivation, apart from simple glee at joining the lemming herd decrying the collapse of oil prices, is to add a financial planner … Read more
“Prosperous” means different things to different people – but over the years i have found that we all share very similar basic needs when it comes to money. Here are my 2016 prosperity money tips.
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There is no secret to being able to make a million dollars the low-risk way. The only problem is that it is boring, and it takes some discipline to get started because it means going without something you may otherwise covet. A million dollars isn’t as much as it used to be but it’s still a … Read more
If economic growth cannot be lifted, and unemployment remains relatively high then does this mean that expectations for future growth and income should be reduced even further than they already have been?
How to make decent returns when term deposit rates are so low? Cash and interest bearing income levels are at or near historically low points in all pure defensive plays. In part this reflects ongoing Central Bank intervention in credit markets as attempts continue to be made to cope with the fallout from the Global … Read more