Thoughts on money, from a Financial Planner in Perth
Just a quick note today… With the broohah surrounding the government announcements on legislating to remove commissions from superannuation and investment accounts there are all sorts of comments being made on the likely impacts – some more informed than others. Feedback in a number of online forums suggests that many people are happy with the … Read more
So you come to work, looking forward to a day doing the job you love, and thinking how lucky you are to deal with the people you deal with. For some reason you glance at the front page of the financial papers and these are the headlines glaring back at you. It wouldn’t hurt as … Read more
The Reserve Bank Governor, Glenn Stevens, today released a media statement to confirm a 0.25% rate rise to 4.25%. It will be interesting to see if we end up with the hoopla on banks passing on this rate rise in full or part or more as we did with the last one and the Westpac … Read more
There’s something odd about this announcement being made late on 16 March; the day before St Patrick’s Day. But no, the President of the European Court of Human Rights is not from Ireland (although being French he may sympathise). For those not aware, some background. Those folk in Australia who are entitled to receive and … Read more
Why is the Australian sharemarket down 29% from its 1 November 2007 high point when the United States S&P 500 index is only down 26%? Is the United States economy doing better over that time period than that of Australia? Looked at another way, why is Australia’s market up only 56% from its 10th March … Read more
From a financial advisors’ point of view, a lot of the current debate on the value of advice is more than a little bemusing. Over many years the role of advisor has evolved from what was predominantly an insurance advice role (~40 years ago) through superannuation advisor (~30 years ago), investment advisor (~20 years ago) … Read more
Australian banks have traditionally offered cash rates of return that are well below the official Reserve Bank of Australia (RBA) ‘cash rate’. This has made it even less attractive for people with savings to keep those savings in a bank account. Even term deposits have struggled to offer much more than the cash rate. The … Read more
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There is no excerpt because this is a protected post.
I have always been “anti” online shopping when it comes to groceries. I had a lot of pre-conceived ideas on the cost, practicality and product quality of delivered groceries. In my mind I was sure that delivery would cost between $15-$20, only available between 9am-5pm (when most of us are at work) and that they would … Read more