Thoughts on money, from a Financial Planner in Perth
This note is to highlight a very clever form of helping others that recently came to my attention. Australia has a reputation for “lending a hand”, and charity is one area where many people regularly dip into their own pockets as a practical way of helping others. There are lots of aid agencies of one … Read more
It’s a Friday, and a beautiful one at that. Here in Perth, the city skyline is dotted with the slender silhouettes of huge cranes from construction sites. All rather pretty, and reflective of a city vibrant with energy, growth and cash. Sometimes it can seem as if the local “feel” is reflective of the world. … Read more
Just what constitutes “personal financial advice”? We here in Wealth & Security Planners have noticed a marked increase in the number of people who are looking at various forms of money market news as “advice”. It is a development that has both good and bad aspects to it. This post is a quick look at … Read more
Financial planners are fond of using the phrase “long term” when talking about investing. It is a concept based upon an awful lot of research and analysis of markets, investor behaviour and trends. However, the phrase quite rightly gets questioned every time there is a significant fall in markets. A lot of people worry about … Read more
Take a deep breath… we are about to enter the secret world of financial risk and return measurement… . How long is long term? How do you balance risk and return? These would be two of the shortest questions to ask yourself, yet they are also two of the hardest questions to answer. It does … Read more
A quick look at how short term speculation impacts on Australia’s sharemarket.
There is a raging debate flowing through academic, economic and financial markets at the moment concerning the future direction of house prices in Australia. It seems everyone has an opinion, and the stronger that opinion the less likely that any facts are going to get in the way of the argument. On one side we … Read more
There is a lot of worry and fright circulating as news and information about investment markets right now. I don’t want to downplay the potential for dire outcomes from the GFC and various government attempts to reduce its impact on their economies. However, there does need to be a little more informed comment on just … Read more
Charles Dickens penned these words as the start of his ‘Tale of Two Cities‘ – a stark portrayal of social, political and economic contrasts so vivid that it remains, even today, one of the biggest selling English novels. Why the literary reference? Apart from enjoying the novel immensely, the key phrase most clearly elucidates my … Read more
