Investor Corner – Michael's Musings

Balanced, you say?

April 10, 2025 by Michael O'Hara

Balanced Super Fund: What Does It Really Mean? A traditional balance scale tipped unevenly, labelled "Balanced" – symbolising imbalance in a balanced super fund.

“When the system calls itself balanced, check who built the scales.” When is ‘Balanced’.. balanced? If you’re a member of a balanced super fund, this is a moment to ask what that really means in practical terms. “Balanced” super fund members will soon be finding out just how ‘balanced’ their fund is—or is not. I’m … Read more

When cash earns nothing

October 10, 2019 by Michael O'Hara

When cash earns nothing, how do you make sense of money anymore? Why are we faced with this question? A financial planner view…

Long term super returns to explode higher!*

March 14, 2019 by Michael O'Hara

Long term super fund returns are about to explode higher!* Yes folks, we are about to enter a period where the longer term super fund returns will look very good indeed. At least – significantly better than they were in fund reports of just two years ago. Here’s the secret that will make long term … Read more

Can a newsletter make you rich?

March 7, 2018 by Michael O'Hara

Thoughts on money, retirement, wealth, happiness and financial planning. Here’s a link to my latest Facebook post. Comments and thoughts always welcome!

https://www.facebook.com/notes/michaels-musings/can-a-newsletter-make-you-rich/1749276861760533/

Share market update

February 5, 2018 by Michael O'Hara

michaelsmusings super funds fail performance test image from unsplash quino-al-135852

https://www.facebook.com/notes/michaels-musings/when-markets-fall/1716927548328798/

Underemployment – is it the future?

January 19, 2018 by Michael O'Hara

When experts disagree Michaels Musings Photo by @zmachacek on Unsplash.com

Underemployment is a big feature of the current global employment picture. Although more people are finding work, it would appear that a lot have given up any chance of finding work. So I thought it would be a good idea to tackle some of the issues that are raised by having a large slice of … Read more

Investors are confused by strange markets

August 22, 2017 by Michael O'Hara

investors michaels musings USA 10 year bond market yield 12 months

Investors in today’s markets are confronted with a barrage of information, opinions, statistics as well as claims from marketing and promotions that can make it very difficult to decide just what to do, and when. This post isn’t going to make your decisions any easier, I’m afraid – but it may just help you to … Read more

Superannuation – Happy New Year!

July 12, 2017 by Michael O'Hara

Superannuation is easy Michaels Musings Photo by Denys Nevozhai on Unsplash

Superannuation rules in Australia have undergone some fairly dramatic changes as of the 1st July 2017. With that threshold date now behind us, let’s consider what this new world looks like.. Superannuation is simple Yes, it truly is. Super for most people will be the least difficult, most rewarding and less stressful area of their … Read more

Interest Rates can be tricky

August 5, 2016 by Michael O'Hara

michaelsmusings some people don't want to look at their super

Interest rates and monetary decision making processes are complex things. Sometimes you’ve just got to close your eyes and hope it all pans out the way you want it to…

2016 Budget Superannuation

May 12, 2016 by Michael O'Hara

“Ask not what your country can do for you – ask what you can do for your country” – John F Kennedy’s powerful call for Americans to put aside self-interest, and strive to build a better nation. This is what I think the Federal Government has asked Australians to do when judging its 2016 Budget … Read more