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Higher investment returns – or lower? From a financial adviser’s point of view, discussion on investment returns can be a fun diversion from the day-to-day paperwork and calculations, so here’s my attempt at putting together a layman’s interpretation of some rather frivolous news headlines. Higher Investment Returns – ? or ! – ? In a … Read more

It seems to me that commentary on oil prices has reached epic meme proportions, so it tickles my sense of cynical irony to put finger to keyboard with a post on oil prices. My primary motivation, apart from simple glee at joining the lemming herd decrying the collapse of oil prices, is to add a financial planner … Read more

“Prosperous” means different things to different people – but over the years i have found that we all share very similar basic needs when it comes to money. Here are my 2016 prosperity money tips.

There is no secret to being able to make a million dollars the low-risk way. The only problem is that it is boring, and it takes some discipline to get started because it means going without something you may otherwise covet. A million dollars isn’t as much as it used to be but it’s still a … Read more

If economic growth cannot be lifted, and unemployment remains relatively high then does this mean that expectations for future growth and income should be reduced even further than they already have been?

How to make decent returns when term deposit rates are so low? Cash and interest bearing income levels are at or near historically low points in all pure defensive plays. In part this reflects ongoing Central Bank intervention in credit markets as attempts continue to be made to cope with the fallout from the Global … Read more

“Carnage on global sharemarkets”! Sounds like an awful scenario, doesn’t it? What sort of outcome do you think would lead to headlines such as this? A fall of 30%? 20%? Whatever it is, the result must be pretty bad for the word ‘carnage’ to appear. Or so you would think… Let’s put aside the sensationalist … Read more