Welcome to Michael's Musings.

Financial Planning is all about understanding money. There is a never ending stream of data being thrown at us all in this increasingly technologically-fed world but in many cases, all that extra data does is to add to the 'noise'.

Here at Michael's Musings, a Perth planner will help you sort out the real information in amongst all that noise. Feedback and comment cheerfully received, even if sometimes ignored. To log-in using your Facebook, LinkedIn or other network ID, please click this image.

social network links

Member Login
Lost your password?
Not a member yet? Sign Up!

Posts Tagged ‘ understanding money ’

Comparing Super Fund Returns

By
0
August 25, 2009

For those who do not wish to visit a financial planner or those who simply want a quick response without having to go through lots of discussion, here is a very good website that offers fund comparisons. It is the Chant West “Applecheck” site. It focusses on more than just returns, and is an extremely...
Read More »

Understanding Superannuation Fund Returns

By
1
August 21, 2009

I’m sorry, that was just sooooo funny that i almost choked even as i was typing it. ‘Understanding’ is not a word usually associated with superannuation funds, never mind understanding anything about the investment returns achieved by those funds. APRA (the government body charged with supervision of a lot of these areas) has just...
Read More »

Who needs a Financial Planner?

By
0
August 18, 2009

Correct answer : No-one. Notes : This is correct on the same basis that no-one needs a doctor, a lawyer or a politician. Each of these professions fails to meet the “basic needs” criteria. The same argument could be put for trade professions such as plumbers, brick-layers, truck drivers or mechanics. It is quite...
Read More »

Protected: Michael’s Musings – Short Term Recovery Strategy

By
Enter your password to view comments.
August 10, 2009

There is no excerpt because this is a protected post.
Read More »

Protected: Trading Update 20 July 2009

By
Enter your password to view comments.
July 20, 2009

There is no excerpt because this is a protected post.
Read More »

Protected: The Trader’s View

By
Enter your password to view comments.
July 16, 2009

There is no excerpt because this is a protected post.
Read More »

Vested Interests and Superannuation Advice

By
0
July 14, 2009

We mere mortals here in Wealth & Security Planners have been bemusedly scanning the various reactions to Australian Securities & Investments Commission guidelines for the Trustees of super funds to be able to provide advice to their members. In case you missed it, the guide is set out here. The impetus for the change...
Read More »

Protected: What would a Trader do?

By
Enter your password to view comments.
July 13, 2009

There is no excerpt because this is a protected post.
Read More »

Legislating to ban commissions on superannuation

By
0
June 26, 2009

For many years various pressure groups around the country have been trying to have legislation brought in to ban the payment of commissions from superannuation accounts. Pressure has mounted even further as links are drawn between commissions generated and the recent failures of MIS scheme operators Great Southern and Timbercorp, as well as the...
Read More »

Common sense is not so common – Timbercorp/ Great Southern

By
0
June 15, 2009

The demise of Timbercorp and Great Southern has highlighted the difficulties of running an investor-focussed regulatory environment in a capitalist based system. For once, i will be brief. The agricultural projects operated by Timbercorp and Great Southern on behalf of grower-investors are presided over by a “RE”, or Responsible Entity. It is the job...
Read More »



Pidgin Economics