Investor Corner

Notes and discussion on all issues facing those seeking to earn a return by investing their money

Self Managed Super non-compliance penalties

do it yourself super
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Self Managed Superannuation Funds (“SMSF’s”) have long lived under a very harsh penalty regime. If a trustee failed to meet their obligations then the Australian Tax Office (ATO) was able or even required to declare the fund “non-complying”. That was a nuclear bomb option as it resulted in the fund assets being taxed at the…

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The Libor scandal and investor confidence

Bank fraud erodes investor confidence at all levels, and levies a cost on everyone
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What is the “Libor scandal” and what does it mean to you? The term “Libor” stands for “London Interbank Offered Rate” (no, it does not stand for Let’s Investigate Banksters’ Organised Rate-rigging…) and it is a benchmark commonly used to determine interest rates on business loans worldwide. The real impact on you and i, dear…

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Should you buy now?

To buy or not to buy- that is the question for investors!
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Is the market ‘high’ or is it ‘low’? Is it ‘time to re-enter the market’ or should you be buying cans of baked beans, a shovel and a gun? This site sticks with the Great Disclaimer – nothing here can be considered personal advice, so the title is more correctly referred to as a ‘rhetorical…

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Governor Glenn Stevens provides some balance

House economics committee grills the RBA
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Regular readers would be aware of my penchant for rubbishing the political (leaders?) folk who vie for our votes, and who decide on how legislation and laws that govern our lives are drafted. It’s maybe a tad disrespectful of me, and more than a little unfair to those individuals who strive to do their best, and…

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Another Budget, another yawn…

Another Australian Federal Budget, another yawn
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The good news is that the budget is going into surplus. Small yay! for prudent financial management and responsible government. Big “what the?” for the usual smokes and mirrors that seem to appear any time a Treasurer releases a budget update. So far this morning, i’ve received many, many, many pages of insight, research, analysis…

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Buy and hold – or be more active?

How will you harvest what is available?
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There has been a great deal of attention directed over the last couple of years towards a strategy known as “buy/write”. This post will look at how such a strategy has worked, and how the current market impacts such a process. The reason for this post is the strong market focus by advertisers and promoters…

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What is the true value of a Euro?

What does a villa on the French Riviera cost these days?
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With all the ruckus that gets thrown into news headlines, it can sometimes be difficult to remember just what the longer term looks like. If anyone is in any doubt why Australian’s are currently NOT spending money in shops, and are instead going on overseas holidays or going online to spend their currency then this little…

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Financial Meltdowns

Just what is a financial meltdown and how do they happen?
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It’s fascinating how our minds work. Place a keyword in front of your eyes, and your mind will immediately prepare your thinking for whatever it assumes will follow. Hence the title of this post. We have all heard the schoolyard trick of asking a person a series of easy questions, followed by one with the…

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