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Welcome to Michael's Musings.

Financial Planning is all about understanding money. There is a never ending stream of data being thrown at us all in this increasingly technologically-fed world but in many cases, all that extra data does is to add to the 'noise'.

Here at Michael's Musings, a Perth planner will help you sort out the real information in amongst all that noise. Feedback and comment cheerfully received, even if sometimes ignored.

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Markets

Discussion on the various areas of investment, such as shares, property, cash and collectables, as well as interpretation of those markets.

What is the true value of a Euro?

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0
February 6, 2012
What does a villa on the French Riviera cost these days?

With all the ruckus that gets thrown into news headlines, it can sometimes be difficult to remember just what the longer term looks like. If anyone is in any doubt why Australian’s are currently NOT spending money in shops, and are instead going on overseas holidays or going online to spend their currency then this...
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Economic World Title Fight for the minds of government

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September 23, 2011
Two competing schools of economic thought

Like it or hate it, our little blue planet spinning in space is currently focussed on money. Sport, gardening and cooking shows may interrupt for a while but all across the globe the big competition is money. Economic World Title Fight It is not really a stretch to say that looking at the way countries...
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Rip-off or not a rip-off?

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July 1, 2011
Are new car prices in Australia a ripoff?

This is not something i am remotely familiar with but it IS Friday, and the start of a new financial year so why not look at something a little bit different? There is a group called Private Fleet, who offer a vehicle buying service. Their website has recently published an article suggesting the prices Australians...
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Why the sharemarket makes no sense in the short term

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June 1, 2011
confused

Some would argue that the sharemarket makes no sense in the long term either but that is an argument easily dismissed through 4 or 5 years of intensive discussion, research, correspondence, argument and analysis. So for the moment, let’s just say that it does make sense in the long term but there is room...
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Don’t listen to the panic merchants

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2
May 26, 2011
Sometimes it's hard to tune out

The world is going to end but you can save yourself by subscribing to... These self-help newsletters, websites and email lists are getting a little bit carried away with themselves.
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Making Sense of Interest Rates, China and the Australian Sharemarket

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April 19, 2011
Making Sense of Interest Rates, China and the Australian Sharemarket

The Reserve Bank today released the minutes of its Monetary Policy Meeting held on the 5th April. You may recall that the end result of that meeting was that rates were left alone, much to the relief of borrowers around Australia. The commentary was interesting, even if only for the suggestion that interest rates...
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Keep calm, and carry on

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March 17, 2011
220px-Keep_Calm_and_Carry_On_Poster_svg

Tumultuous times. Is it the case that more catastrophes are happening or are we simply being made more aware of them? Food riots in Algeria, a stall-owner in Tunisia setting himself on fire and triggering a social revolution that is shifting power across the Middle East. Earthquakes wreak ruin and fear on China, New...
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A quick sharemarket update

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March 15, 2011
Speculating in "trends" is no different to gambling

A quick look at the Australian sharemarket reveals a few interesting trends of late. Here is my take on some of the ‘flavour of the month’ trends. Remember the Great Disclaimer – Nothing in this post or on this site is to be considered personal advice. It is information and observations of a general...
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The Gold price and investment markets

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January 28, 2011
The Gold price and investment markets

Gold, like diamonds, holds a fascination much greater than its simple financial value. It is malleable, resistant to tarnishing, highly conductive and a fantastic metal to work with (in a previous life i completed a jewellery making course and came to appreciate just how easy gold is as a medium). In some countries, the...
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Why accept a negative yield on your cash?

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October 26, 2010
Strange things are happening on global markets

Back in the depths of the Global Financial Crisis (the “GFC”…) investors in the United States were paying money for the right to hold Treasury Notes. In other words, the notes showed a negative return. How is that for strange? Why would you put your capital into cash when you know it is going...
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