Here at Michael's Musings, a Perth planner will help you sort out the real information in amongst all that noise. Feedback and comment cheerfully received, even if sometimes ignored. To log-in using your Facebook, LinkedIn or other network ID, please click this image.
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This web site is operated by Michael O'Hara, an Authorised Representative of WSP Financial Services Pty Ltd (AFSL 237463), which trades as Wealth & Security Planners.The views expressed within this website are Michael's personal views, and should not be interpreted as necessarily representing the views of WSP Financial Services Pty Ltd.General discussion on the activities of a financial planner and their clients, as well as comment on broad industry trends and practices.
At least, that is the impression you can get when tuning in to some sections of the media. As covered in previous posts, the post-GFC world is a tumultuous one, with many long cherished “laws” of investment being turned on their head, and many investors feeling helpless in the face of small, zero or...
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One of the debates raging in the post GFC financial world concerns the relative advantages and disadvantages of investment structures. For example, many people have decided that “managed funds” are expensive, opaque and have bad returns. At the same time, there has been a substantial lift in the funds being invested into “Listed Investment...
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This is a common question i am asked by parents who are keen to see that their children get the same (hopefully better!) opportunities in life that they had. It’s not one of my worries, and i’ll share with you the reasons why i consider home affordability to be one of the least concerns for my children’s...
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With all the gloomy news about falling retail sales, declining house prices, and small business access to credit, the average person can be forgiven for thinking that “things are bad”. In times such as this, it is natural for a parent to worry about the world that their children will inherit, and the financial...
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Is it really essential to bag all financial planners just to improve the market for your own service offering?
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With all the access to information and compelling voices of authority of the modern world, it can be hard to work out what you need to know, and what is just "noise".
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It is so easy to forget that investment markets change direction in a way that can only be identified in hindsight.
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While not usually given to hype-driven headlines and catchy bylines, it seems to me that investors are currently being led by some errant media ramping of fixed income products – which is wrapped up in the guise of genuine commentary, research and financial opportunity. This is not a gloom and doom post, and not...
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There is a pointy-end of physics that studies the impact observations have on processes. One version is encompassed by the Heisenberg uncertainty principle. It is my thought that this principle should be applied to the world of money, as much as it is applied to quantum physics. Here’s why… It implies that it is impossible to simultaneously...
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Financial Planning is all about understanding money. There is a never ending stream of data being thrown at us all in this increasingly technologically-fed world but in many cases, all that extra data does is to add to the ‘noise’. Here at Michael’s Musings, a Perth planner will help you sort out the real...
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