Here at Michael's Musings, a Perth planner will help you sort out the real information in amongst all that noise. Feedback and comment cheerfully received, even if sometimes ignored. To log-in using your Facebook, LinkedIn or other network ID, please click this image.
Thanks for dropping by...Ready to share and learn a little more about money and markets and financial planning in Australia today?My contribution towards this will be a focus on the "non-market" aspects of financial planning. There is a lot of market talk and data and information and opinion available but there is not a lot of financial planning discussion happening.If there's a topic you'd like covered - just send me an email.And remember, as well as adding the "log in" links for social media below, there is now a Michael's Musings page on Facebook and an account on Twitter. If you have accounts with either of these, please take a moment to check in and see what i've done. You will find a lot of smaller, shorter updates on day-to-day news on those sites. Feel free to share feedback and comments.
This web site is operated by Michael O'Hara, an Authorised Representative of WSP Financial Services Pty Ltd (AFSL 237463), which trades as Wealth & Security Planners.The views expressed within this website are Michael's personal views, and should not be interpreted as necessarily representing the views of WSP Financial Services Pty Ltd.
Web Site: http://www.wsp.com.au
It’s Friday, and that means a cup of tea and a ponder of the mix of urgent, important, frivilous and ironic perspectives available to anyone interested in the Australian sharemarket. Musing on share market strategies It is not possible to predict markets. This reminder should be tattoo’d on the fingers of every person who elects to...
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Property investment funds have had a stellar year… Just a quick ponder today, with a focus on the managed property investment scene. The area of interest is specifically the rates of returns currently showing for property investors in the major managed investments. This post has been prompted by recent advertisements which start with the...
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Many super funds have had a reasonably good year these last 12 months. This will likely trigger a barrage of adverts and promotions that boast of this or that return beating this or that benchmark. The point of this post though, is to look at super fund returns from a different perspective, and that...
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Welcome to 2013, the year of the snake! Already a few weeks old, 2013 has all the makings of a very good year. For a start, the political systems of the three major economic global power blocs (Europe, USA and China) have managed to wriggle their way through some fairly tricky turf and start...
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“Risk on, risk off” is a phrase used to denote the massive trading shifts taking place at institutional levels in the post-GFC (“global financial crisis”) world. The phrase encapsulates the skittish approach investors have taken to the day-to-day news and data feeds that are highlighted on the evening finance news segment. The question for...
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Let's consider just how many ways super and pension accounts are misrepresented or misunderstood.
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Maybe it’s just because of the general good cheer of Melbourne Cup day but my usual elephant-thick-skin is feeling a little tender at the moment. It could be just another example of the “straw that broke the camel’s back”. You know, when the accumulation of a long series of nothings suddenly begins to make each new piece of...
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Global themes will impact all money plans for the future. Have you thought about your financial future in this context? Will you have to change any of your plans?
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Your risk profile is your personal assessment of the areas in which you have leeway, and the areas in which you do not, in your attempt to achieve a result as close as possible to that unachievable perfect outcome.
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A great report from the learned folk at the RBA.
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