Michael O'Hara

Michael O'Hara is a Financial Planner operating out of a boutique advisory service in Perth, Western Australia.

Financial planners and life insurance

financial planners and life insurance Peter Kell ASIC Deputy Chairman
Share

Financial planners and life insurance have been in the headlines recently. It’s a strange development, for a variety of reasons that i will cover later in this post. For the moment however, let’s just say that the current debate is highly superficial, and there’s a need for greater clarity – so read on! Financial planners…

Share

Medibank float

medibank float
Share

The Medibank float is likely to be the largest and most keenly sought-after Australian Stock Exchange (“ASX”) retail float for a very long time.The high level of interest is a reflection of many issues – some valid and some not so valid from an objective investor point of view. In this post, i muse on…

Share

Retiring Age in Australia

Retiring age in Australia
Share

In my role as a financial planner i am often asked questions about the retiring age in Australia. There is no simple answer – the age differs according to where your focus is – superannuation, tax or government age pension income support. Here’s a quick look at different versions of the retiring age in Australia.

Share

Interest rate jitters

losing sleep over interest rate jitters
Share

What keeps this financial planner awake at night? Currently, it’s thoughts about “the anchoring fallacy” and the impact it can have on money and plans for the future.

Share

Pension Deeming after 1 January 2015

pension deeming deadline
Share

D-Day for pensioners is approaching With important new deeming rules coming into effect on 1 January 2015, now is the time to review your superannuation and pension arrangements to ensure you don’t miss out on valuable Social Security entitlements.  Pension deeming after 1 January 2015 will change Account based pensions have generally been given favourable…

Share

Federal Budget Shenanigans

Federal Budget Shenanigans
Share

Like a circus sideshow, the May budget has found its way back into our backyards. Yes folks, it’s time for more Federal Budget Shenanigans in Australia! As a financial planner, i find the announcements and discussion surrounding Federal Budgets highly amusing, as nearly every possible form of financial fudging is on display. Rather than discuss…

Share

Talking money in a new relationship

Money and relationships
Share

“Darling, it’s time we talked about money…” In my financial planning experiences, talking about money early in a relationship is incredibly important. Even more important is making sure you talk about money honestly and openly. When a couple start working on a budget, one of the last areas usually tackled is their differing attitudes to…

Share

Property Value

Property Values
Share

How much do you think the property you live in is worth? How about the suburb or area in which you live – what do you think would be the combined value of all those properties? Ever wondered what all the property on earth is worth? Global Property Value As usual in an information filled world,…

Share