Financial Planning is all about understanding money. There is a never ending stream of data being thrown at us all in this increasingly technologically-fed world but in many cases, all that extra data does is to add to the ‘noise’. Here at Michael’s Musings, a Perth planner will help you sort out the real...
Read More »

With all the ruckus that gets thrown into news headlines, it can sometimes be difficult to remember just what the longer term looks like. If anyone is in any doubt why Australian’s are currently NOT spending money in shops, and are instead going on overseas holidays or going online to spend their currency then this...
Read More »

    2012 is definitely lining up to be a watershed year, in which some of the global monetary tensions built up over the past 4 years finally work themselves out. The big question, of course, is exactly how these monetary pressures will resolve. Panic Buy or Panic Sell? In my role as a...
Read More »

It’s the new year, and financial planning as an industry is headed pretty much where previous posts have suggested. Happy New Year! Today, we are going to continue to investigate the ins and outs of bias as it stands in the financial planning industry in Australia. Pour a cup of your favourite brew and let’s...
Read More »

New Year resolutions come and go, with most consigned to the rubbish bin by mid-February. How are yours shaping up? If you haven’t made any this year, here’s a shopping list of small financial targets to get the creative juices going.  2012 Financial Checklist Start a budget Always a great place to start, yet...
Read More »

bedeep bedeep bedeep… in the latest news to hand…   Global market players have left early to go on holidays, having universally agreed that the year of the Rabbit sucks, the market sucks, and that it makes sense to have a little rest before the Dragon enters the scene and provides enough lift to see...
Read More »

Insurance is one of those areas that we all love to hate. So what are the facts? How does a financial planner deal with insurance issues? Facts on Life Insurance Here is a recently released video from Comminsure on the facts about insurance in Australia today. It focusses on life insurance but briefly covers...
Read More »

Marketing is often most effective when it glosses over the smaller details and focusses on just one or two key points... does that lead to better outcomes or is it misrepresentation?
Read More »

Kerry can always be relied upon to sort out birthdays, anniversaries, parties and get-togethers. If it weren’t for the fact that she is so good at her current job, Kerry would be running the city’s big events! So Merry Christmas from everyone as WSP Financial Services Pty Ltd, and here’s a special christmas card from all...
Read More »

Is the world riskier? Here is a question received from a client recently.  My second question is, I remember a time when things ticked along with the ASX rather smoothly, whilst I appreciate the recent volatility is something that we are not used to, I still don’t get the way the market moves at...
Read More »