Michael O'Hara

Michael O'Hara is a Financial Planner operating out of a boutique advisory service in Perth, Western Australia.

Financial Health Check

financial health check just do it image by Caleb Betts from Unsplash
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Hands up all those who enjoy sitting down to update their finances and submit themselves to a new year financial health check? There aren’t a lot of you, are there?

OK. It’s time to stop avoiding this little financial task. Prepare yourself because I’m about to give you The-Just-Do-It Stare.

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Financial Planning for Holidays

financial planning for holidays image of holiday planning by Dariusz Sankowski from Unsplash
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What’s the point of being prudent with money if you don’t take the time to reward yourself by actually spending some of that hard-earned cash? As a financial planner, i have seen heart-wrenching examples of people doing everything they can to master their financial position, only to see ill health, family circumstances or an early…

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Higher investment returns!

higher investment returns or just a mess of numbers reduced image by Mickey ONeil from Unsplash
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An interpretation of the language surrounding higher investment returns (or lower) and forecasts for those returns.Higher investment returns – or lower? From a financial adviser’s point of view, discussion on investment returns can be a fun diversion from the day-to-day paperwork and calculations, so here’s my attempt at putting together a layman’s interpretation of some…

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2016 Budget Superannuation

2016 Budget Superannuation is it fair image by Joshua Earle via Unsplash
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Are the 2016 Budget Superannuation changes fair? Here’s Michael’s interpretation of some of the more contentious issues.“Ask not what your country can do for you – ask what you can do for your country” – John F Kennedy’s powerful call for Americans to put aside self-interest, and strive to build a better nation. This is…

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Oil prices

when prices go crazy image source littlegatepublishing.com PRNewsFoto/Frost Sullivan
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It seems to me that commentary on oil prices has reached epic meme proportions, so it tickles my sense of cynical irony to put finger to keyboard with a post on oil prices. My primary motivation, apart from simple glee at joining the lemming herd decrying the collapse of oil prices, is to add a financial planner…

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A Prosperous 2016 to you

prosperous 2016 perth financial planning photo via unsplash by jordan mcqueen
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“Prosperous” means different things to different people – but over the years i have found that we all share very similar basic needs when it comes to money. Here are my 2016 prosperity money tips.

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Make a million dollars

chance and uncertainty
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There is no secret to making a million dollars. The only problem is that it is boring, and it takes quite a bit of self-discipline.There is no secret to being able to make a million dollars the low-risk way. The only problem is that it is boring, and it takes some discipline to get started because…

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