Michael O'Hara

Michael O'Hara is a Financial Planner operating out of a boutique advisory service in Perth, Western Australia.

Fraud and Malice

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Be ever wary for the possibility of fraud and malice!

Today I received a scam phone call, from criminals trying to extort money by claiming to be the Australian Taxation Office.

These scum forced vulnerable people to pay them over $800,000 in November last year alone. They must be stopped.

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Grandfathered commissions explained

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Grandfathered commissions is a term that is receiving a lot of airplay at the moment through the Royal Commission. The term is used so often and to cover so many different concepts that I thought it might be helpful to spend some time discussing just what “grandfathered commissions” actually refers to. It’s also helpful to…

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A quiet look at retirement and choices for retirement income – from my Facebook page.

Posted by Michael's Musings on Wednesday, 28 March 2018

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Aside

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Thoughts on money, retirement, wealth, happiness and financial planning. Here’s a link to my latest Facebook post. Comments and thoughts always welcome!

Posted by Michael's Musings on Tuesday, 6 March 2018

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Underemployment – is it the future?

Underemployment Michaels Musings Photo by Crown Agency on Unsplash
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Underemployment is a big feature of the current global employment picture. Although more people are finding work, it would appear that a lot have given up any chance of finding work. So I thought it would be a good idea to tackle some of the issues that are raised by having a large slice of…

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Fear and Greed in financial planning

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Fear and greed are words that are rarely used in financial planning. I’ve often wondered why – are we planners being too soft on raw features of behaviour? Do we allow professional politeness and discretion to stomp all over basic, honest advice? Fear and greed are two fairly common observations a financial planner encounters in…

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Investors are confused by strange markets

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Investors in today’s markets are confronted with a barrage of information, opinions, statistics as well as claims from marketing and promotions that can make it very difficult to decide just what to do, and when. This post isn’t going to make your decisions any easier, I’m afraid – but it may just help you to…

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Superannuation – Happy New Year!

Superannuation is easy Michaels Musings Photo by Denys Nevozhai on Unsplash
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Superannuation rules in Australia have undergone some fairly dramatic changes as of the 1st July 2017. With that threshold date now behind us, let’s consider what this new world looks like.. Superannuation is simple Yes, it truly is. Super for most people will be the least difficult, most rewarding and less stressful area of their…

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