Welcome to Michael's Musings.

Financial Planning is all about understanding money. There is a never ending stream of data being thrown at us all in this increasingly technologically-fed world but in many cases, all that extra data does is to add to the 'noise'.

Here at Michael's Musings, a Perth planner will help you sort out the real information in amongst all that noise. Feedback and comment cheerfully received, even if sometimes ignored. To log-in using your Facebook, LinkedIn or other network ID, please click this image.

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michael

Web Site: http://www.wsp.com.au


Musing on investing in the Australian Sharemarket

March 8, 2013
chance and uncertainty

It’s Friday, and that means a cup of tea and a ponder of the mix of urgent, important, frivilous and ironic perspectives available to anyone interested in the Australian sharemarket. Musing on share market strategies It is not possible to predict markets. This reminder should be tattoo’d on the fingers of every person who elects to...
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Musing about… Property Returns

March 8, 2013
Westfield properties

Property investment funds have had a stellar year… Just a quick ponder today, with a focus on the managed property investment scene. The area of interest is specifically the rates of returns currently showing for property investors in the major managed investments. This post has been prompted by recent advertisements which start with the...
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Higher super fund returns

March 7, 2013
A little question on your super knowledge

Many super funds have had a reasonably good year these last 12 months. This will likely trigger a barrage of adverts and promotions that boast of this or that return beating this or that benchmark. The point of this post though, is to look at super fund returns from a different perspective, and that...
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Michael’s Musing on New Year Resolutions

January 16, 2013
New Year resolutions

Welcome to 2013, the year of the snake! Already a few weeks old, 2013 has all the makings of a very good year. For a start, the political systems of the three major economic global power blocs (Europe, USA and China) have managed to wriggle their way through some fairly tricky turf and start...
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Risk on, Risk off but do you want to play the game?

November 13, 2012
risk on risk off it will lead to repetitive strain injuries if you let it

“Risk on, risk off” is a phrase used to denote the massive trading shifts taking place at institutional levels in the post-GFC (“global financial crisis”) world. The phrase encapsulates the skittish approach investors have taken to the day-to-day news and data feeds that are highlighted on the evening finance news segment. The question for...
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Misunderstanding super and pensions

November 9, 2012
super is difficult to understand and easy to misunderstand

Let's consider just how many ways super and pension accounts are misrepresented or misunderstood.
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Financial Planners are not all the same – thank goodness!

November 6, 2012
We are financial planners and we are here to help you - but we don't all do the same things...

Maybe it’s just because of the general good cheer of Melbourne Cup day but my usual elephant-thick-skin is feeling a little tender at the moment. It could be just another example of the “straw that broke the camel’s back”. You know, when the accumulation of a long series of nothings suddenly begins to make each new piece of...
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Money, YOU and major future investment themes

October 31, 2012
Projections into the future are fraught with massive room for error

Global themes will impact all money plans for the future. Have you thought about your financial future in this context? Will you have to change any of your plans?
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Michael Musing on risk

October 30, 2012
personal risk - photo source deshow.net

Your risk profile is your personal assessment of the areas in which you have leeway, and the areas in which you do not, in your attempt to achieve a result as close as possible to that unachievable perfect outcome.
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The RBA pondering on China’s housing

September 26, 2012
RBA report on Chinese residential property development

A great report from the learned folk at the RBA.
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Pidgin Economics